For decades, David Alexander & Associates has worked with professionals whose careers are tied to Canada's energy industry. Our roots trace back to serving employees connected to Shell Canada through a wealth management department established within a Shell employee credit union before later becoming part of IG Wealth Management.
That history gave us something many advisors never develop: a deep understanding of the realities energy professionals face throughout their careers.
We work with engineers, scientists, geophysicists, geologists, chemical engineers, finance leaders, project managers, tradespeople, contractors and other resource-sector professionals who want thoughtful financial planning without having to manage every detail themselves.
Whether you're building wealth during peak earning years, evaluating pension options, navigating industry uncertainty or preparing for retirement, we help you understand the decisions that matter most.
Planning for people who make energy work
Energy professionals often have complex financial lives.
You may have a strong income, pension benefits, employer share plans, bonuses, retirement packages, registered assets, corporate considerations, or compensation structures that change from one employer to the next.
You may also face uncertainty that is unique to the sector.
Industry cycles, mergers, divestments, layoffs, relocations and career changes can all affect your financial life.
We help you organize the pieces and understand how they work together.
The questions energy professionals face
Your career may come with financial opportunities, but also important decisions.
We help clients think through questions such as:
- Am I making the most of my compensation?
- How should I manage my pension or retirement package?
- What happens if my role changes or my company restructures?
- Can I retire earlier than expected?
- How should I draw income from my investments?
- How do I reduce unnecessary tax?
- How do I support my family while protecting my own future?
- What should happen to my wealth if something happens to me?
These decisions are easier to make when your full financial picture is clear.
Understanding pensions, transitions and retirement packages
Many energy professionals build significant wealth through employer plans.
But when your career changes, those plans often need to be reviewed carefully.
Defined contribution pensions, registered assets, severance packages, deferred compensation, stock-based compensation and retirement benefits can create important planning opportunities.
They can also create tax, timing and cash flow questions.
We help clients understand what they have, what decisions need to be made, and how those decisions may affect retirement, income, tax and estate planning.
Retirement and tax planning for oilfield workers and high-income earners
Strong income creates opportunity, but it can also create tax decisions that deserve attention.
Tax planning for oilfield workers, tradespeople, contractors and energy professionals may include RRSP strategy, investment income, corporate planning, pension choices, charitable giving and estate planning.
The right plan helps you keep more of what you earn and use it with purpose.